Personal Finance
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Do You Know The Art of Spending Money?
Do you want to create wealth? Do you find it difficult to control your spending? Are you looking for ideas to spend less and save more? Read on this post. Here we have shared 8 ideas to spend less and save more. The wealth is created by investing what you save. What you save is the difference… Continue reading
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Why is Maintaining Books of Accounts Important for Employees?
Maintaining books of accounts is not just a requirement for entrepreneurs but it is also a necessity even if you are a salaried employee. “Accounting was the course that helped me more than anything.” Julian Robertson Yes, accounting is an important part of managing your finances. The reality is accounting is mostly ignored. Maintaining personal books accounts… Continue reading
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How to Double Your Joy When You Buy A New Home?
Buying their own home is a dream for most of the people on earth. Out of the three basic necessities Food, Clothing and Shelter (Roti, Kapada Aur Makaan as we knew it), fortunately, two can be bought without a loan. But buying a home without a loan is another dream. With so many home finance companies and banks offering home loans, most of… Continue reading
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You Need to Know This Important Concept For Better Decision Making
When you opt for Cake against Ice-cream, you have sacrificed the experience of eating ice cream. When you opt for Watching TV over outing, you have sacrificed an enjoyable outing experience. Every day and in several matters, we choose one over the other choice. The choice we sacrifice in favour of the choice we make is the… Continue reading
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All You Need to Know about Fixed Deposits
Indian stock market like the global stock market is unpredictable. There are hardly any safe investment instruments. Investors who are risk-averse want to invest in risk-free instruments. They believe fixed deposits are the best instrument to invest. Fixed deposits are accepted by various types of entities in India. But are the Fixed deposits really safe? Here… Continue reading
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The Important Role of Life Insurance Plays in Your Life
Do you know about the significant role life insurance plays in your life? Yes, it does play a very significant role for your entire family. Life insurance touches every close relationship in your life. Your financial worries whether it is for your children or your parents or even your own, life insurance has the solution… Continue reading
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Know Why Financial illiteracy Could be Extremely Dangerous
Financial Literacy is very important literacy but ironically is not given the importance it deserves in our education system. “One of the reasons the rich get richer, the poor get poorer and the middle-class struggles in debt is because the subject of money is taught at home, not at school.” Robert Kiyosaki, Educational Entrepreneur. According to Organization… Continue reading
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Why Should You Periodically Review Your Life Insurance?
“I can’t change the direction of the wind, but I can adjust my sails to always reach my destination.” Jimmy Dean You can’t change the life events happening to you but you can change the life insurance appropriate with the life events. The investments in the Life Insurance Policies are not a one-time event. Your need for… Continue reading
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9 Online Frauds You Need to Know to Avoid Losing Money
Today I received an SMS from sbiccpay.com stating that my SBI Card reward point is expiring today. the message contained a clickable to redeem the points. Here is a screenshot of the site. They are asking not only email ID but email password and credit card CVV number and date of birth. With these details,… Continue reading
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Important FAQs You Need to Know Before Filing Income Tax Return
“I like to pay taxes. With them, I buy civilization.” Oliver Wendell Holmes Jr. 31st July is the due date of filing an income tax return for individual taxpayers. Here are some important FAQs for the benefits of taxpayers. Benefits of Filing Income Tax Return? Apart from this being your duty and legal obligation, your income-tax… Continue reading
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