Money Basics
-
A Will Can Prevent the Fight You’ll Never See.
He thought his family would know what to do. When he passed away, the family had the assets—but not clarity. Who gets what?Who decides?What would he have wanted? A Will could have answered those questions while he was still here. A Will is not about death. It is about making your wishes clear while you… Continue reading
-
The Financial Literacy Gap: What Every Indian Is Missing
Priya earns ₹2 lakhs/month. Saves ₹30k monthly. At 45, she has ₹25 lakhs. Then: Job loss + medical emergency + daughter’s college fees. Her “savings” is gone in 10 months. She wasn’t taught financial literacy. She was taught to save blindly. The 7 Missing Elements: 1. Emergency FundNot ₹50k in savings account. Need 6 months… Continue reading
-
Your Salary Grew. So Why Does It Still Feel Tight?
Arjun earns ₹2.2 lakh a month. He feels broke. Not because he spends badly. Because every time his salary grew — his life grew with it. Automatically. Silently. Completely. Economists call it hedonic adaptation. Arjun calls it normal. The problem is not the spending. The problem is the spending happens before the thinking does. Watch… Continue reading
-
Money Basics Middle Class Needs to Master for a Good Life
Upper classes are a nation’s past; the middle class is its future. Ayn Rand The irony is middle-class earners are busy earning money and aspiring to become rich. In the process, they just ignore the very process to enhance their financial wellbeing. We were not taught financial literacy in school. It takes a lot of work… Continue reading
-
How Can Financial Illiteracy Keeps You Slave Forever? Real Life Casestudy
“We were not taught financial literacy in school. It takes a lot of work and time to change your thinking and to become financially literate.” Robert Kiyosaki This is a classic case of how financially prudent decisions can change your life forever. Here is a family of 3, a couple and a young son just… Continue reading
-
Your Financial Literacy Without This Is All Useless
One of the important roles of financial literacy is to know when the money is enough and when to stop pursuing money. Those who think devoting life to earn money till the body works are not only financially illiterate but also life illiterate. The purpose of life is not to earn money, exploit the body in… Continue reading
-
How to Become Rich With Less Income
Becoming rich is a dream. Is it your dream too? Becoming rich and building wealth is possible even if you earn less. Earning more is not necessary to become Rich. Saving regularly is the key. Rs. 1,000/- invested monthly for 21 years at a 12% rate of return, becomes Rs. 11.40 lakh Rs. 5,000/- invested… Continue reading
-
Investor Grievance Redressal – What You Need to Know
PMC Bank depositors are struggling to solve their problems. Godwin Jewellers investors are worried. There are several such companies and banks which fail from time to time. Gullible investors/depositors lose their hard-earned money. In the 90s it was IPO scams, and plantation companies robbed investors. Every now and then the comes promoters who shake the system… Continue reading
India Family Business Consulting 