Investments
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Money Basics Middle Class Needs to Master for a Good Life
Upper classes are a nation’s past; the middle class is its future. Ayn Rand The irony is middle-class earners are busy earning money and aspiring to become rich. In the process, they just ignore the very process to enhance their financial wellbeing. We were not taught financial literacy in school. It takes a lot of work… Continue reading
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The Safest Investment Schemes You Need to Know
PMC Bank scam and many such scams that sprung up every now and then have shaken the trust of the depositors in the financial system of the country. But the scenario is not that bad. There are various safe investment options available to investors. One of the safest and trustworthy institutions of the country Post… Continue reading
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The Easiest Way to Pick-up Stocks for Long-Term Gain
Investing in the stock market is a painful experience for most of the investors. The market like a pendulum can change the fortune either side. We invest by tips, news reports, friends’ recommendations, expert recommendations, our own analysis, on gut feeling. We invest in turnaround stocks, best performing stock, dark horse and on technical charts.… Continue reading
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Your Financial Literacy Without This Is All Useless
One of the important roles of financial literacy is to know when the money is enough and when to stop pursuing money. Those who think devoting life to earn money till the body works are not only financially illiterate but also life illiterate. The purpose of life is not to earn money, exploit the body in… Continue reading
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2 Powerful Wealth Creation Books To Read ASAP
Learning from the experience of successful people is the quickest way to learn. Books by experienced people are the best source to learn from these people. Some books remain with the readers throughout life. Some of the lessons learned from the stalwarts at an early age make a sea change in one’s life. “ If we encounter a man of… Continue reading
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The Risk of Investing in Investment Products You Need to Know
“Risk comes from not knowing what you are doing.” Warren Buffet Investment is a risky affair. Since it is about your money, this risk is important to understand. Here we present in brief the risk associated with different financial investment products. The Safest Investments in India: Government bonds, Public Provident Funds, all investment schemes of… Continue reading
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Why you need to know Lifestage Investment Strategies
When you are young you can eat whatever and get away with it. But as you age you realise the response of your body to what you eat. You reduce your food quantity, you cut down fried items, you avoid spicy food, and you refrain from heavy to digest food. When you become old you… Continue reading
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The Most Valuable Investment You Can Make

Your investment catchment area is quite large. You invest in Gold, Life Insurance, ULIP, Shares, Mutual Funds, Real Estate, Arts, Commodities and what not. All forms of investments make a diversified portfolio. But the most valuable investment you mostly miss is investing in yourself. In a fast and constantly changing world, investing in self is… Continue reading
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8 Key Elements You Need to Know to Select Best ULIP
ULIPs are popular among investors. It serves the dual purpose of insurance and wealth building. This is the reason all insurance companies have their own ULIPs to cater to different investors need. This is why IRDA has in the recent past has amended the ULIP rules. But so many ULIPs are the cause of concerns… Continue reading
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Safety or Return – Your Fund Selection Options in the Bear Market

The bear market is a cause of concern for every investor. Whether you are investing in the stock market or you are a safe investor and invest only in mutual funds and ULIP plans, stock market fluctuations impact your investments. In the bear market when the NAV/fund value goes down it is difficult to keep… Continue reading
