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9 Key Financial Literacy Aspects You need to Know
Financial literacy is about how you deal with your money. This is about simple basic things about money. Financial literacy is not necessarily your literacy about the language i.e. reading and writing. It is different. “The number one problem in today’s generation and economy is the lack of financial literacy.” Alan Greenspan It is about… Continue reading
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Do you know how you are mismanaging your money?
Earning money is easier than managing the earned money. We all are so obsessed with earning part that managing part is left unattended. However, it is the managing part which will create wealth for you. Money well-managed is the money working for you without you working for the money. Many people are smart at earning… Continue reading
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Why You Need to Know About the Inflation?
Do you know what is common between you and the RBI? Both deal with inflation daily. Both want it to go down. But the power of inflation is so high that RBI struggles and people suffer. What actually the inflation is? You hear about the inflation daily but many of you neither know the real… Continue reading
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Everything You Need to know about Nomination of Your Life Insurance Policy
Do you know who is the nominees of your life insurance policies? Do you know the nominee of the properties you own? Appointing a nominee for all your assets is important. A property or investments without a nominee can entangle your near and dear ones in a legal battle. Therefore, the act of nomination is… Continue reading
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Easy Availability of Loans Can Ruin Your Life
Mr. R who was a small entrepreneur lived in a posh suburb of Mumbai. He was always cash-starved like many other small entrepreneurs. He enjoyed the bank limit for his working capital needs. His appetite for growth was far more than the bank’s lending parameters. However, since the last couple of years, his cash crunch… Continue reading
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Why you need to know Lifestage Investment Strategies
When you are young you can eat whatever and get away with it. But as you age you realise the response of your body to what you eat. You reduce your food quantity, you cut down fried items, you avoid spicy food, and you refrain from heavy to digest food. When you become old you… Continue reading
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The Most Valuable Investment You Can Make
Your investment catchment area is quite large. You invest in Gold, Life Insurance, ULIP, Shares, Mutual Funds, Real Estate, Arts, Commodities and what not. All forms of investments make a diversified portfolio. But the most valuable investment you mostly miss is investing in yourself. In a fast and constantly changing world, investing in self is… Continue reading
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How to be Happy – Always
Caution: This could be a life-changing read. “Often it is those who live quietly, modestly, and contentedly with a simple life who are the happiest.” Joshua Becker The biggest obstacle to our happiness is our wrong definition of happiness. If we define something wrong then we will struggle for it, but never will be able to… Continue reading
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Top 10 Financial Planning Mistakes to Avoid
Financial Planning is assuming importance. With a variety of financial products, contingencies of life and awareness about the need for planning all are contributing to the necessity of financial planning. But what are the components of a good financial plan? What are the common mistakes people make? There are various aspects which need some basic… Continue reading
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Why is it Fundamental for You to Know Your Networth?
For all your efforts you would like to know the end results. Networth is the end result of all the efforts you put in every day to earn money. The irony is most of the people do not know what their net-worth is. Do you know what your net-worth is? Unless you maintain the books… Continue reading
