Business Management
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If HDFC Bank and Tata Group Can’t Solve This Easily, Can Your Family Business?
Right now, as you read this, two of India’s most professionally run institutions are both scrambling with the same problem. HDFC Bank’s CEO Sashidhar Jagdishan announced he won’t seek reappointment and will retire from the bank’s services on October 26, 2026. The bank has said the succession process is a work in progress, and analysts… Continue reading
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Your Listed Company Needs Succession Planning Too (Maybe More Than Private Ones)
Mr. Rajesh Desai, a pharma founder. ₹1500 crore market cap. Listed company. His story: Children abroad, unlikely to return Daughter suddenly inducted to run operations No formal succession plan “She’ll figure it out” His stock is down 18% this year. Guess why? Market knows what he doesn’t: No succession plan = value erosion. The Listed… Continue reading
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Your Balance Sheet Is a Goldmine. Are you mining it?
Your Balance Sheet Is a Goldmine. Most Just Don’t Know How to Mine It. A business owner once said:“We need funding. Growth is stuck.”On paper, it looked true. Sales were flat.Cash was tight.Banks were hesitant. But one look at the balance sheet told a very different story.What was hidden in plain sight? Idle land bought… Continue reading
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Why Must a Founder Be Able to Understand the Balance Sheet?
When reviewing a balance sheet for a recent acquisition, I saw a “garden” that looked perfect at first glance. Profits were blooming, but cash flow had withered to just 10% of the previous year. That’s not a rounding error; that’s a distress signal. Many founders look at a balance sheet like a school report card:… Continue reading
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Mahabharata & Ramayana: Two Wars, One Missing Document:
Mahabharata & Ramayana: Two Wars, One Missing Document: Two of India’s greatest epics began for one simple reason: families had power, wealth, emotions… but no governance. Think about it: In the Ramayana, a single, unchecked, undocumented, and emotionally interpreted verbal promise sent a prince to the forest and shattered a kingdom’s stability. In the Mahabharata,… Continue reading
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Are You the Best Owner of Your Business?
Mergers, acquisition, sell-off, buy out and takeover are common with large businesses and start-ups. Every now and then we read this news. However, there is no such large market for SME businesses. Selling a business is a good option in several circumstances. Holding on to it for emotional or non-strategic or non-financial reasons is not… Continue reading
