Corporate Finance, Business Finance, Balance Sheet
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If HDFC Bank and Tata Group Can’t Solve This Easily, Can Your Family Business?

Right now, as you read this, two of India’s most professionally run institutions are both scrambling with the same problem. HDFC Bank’s CEO Sashidhar Jagdishan announced he won’t seek reappointment and will retire from the bank’s services on October 26, 2026. The bank has said the succession process is a work in progress, and analysts… Continue reading
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Your Listed Company Needs Succession Planning Too (Maybe More Than Private Ones)
Mr. Rajesh Desai, a pharma founder. ₹1500 crore market cap. Listed company. His story: Children abroad, unlikely to return Daughter suddenly inducted to run operations No formal succession plan “She’ll figure it out” His stock is down 18% this year. Guess why? Market knows what he doesn’t: No succession plan = value erosion. The Listed… Continue reading
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Your Balance Sheet Is a Goldmine. Are you mining it?
Your Balance Sheet Is a Goldmine. Most Just Don’t Know How to Mine It. A business owner once said:“We need funding. Growth is stuck.”On paper, it looked true. Sales were flat.Cash was tight.Banks were hesitant. But one look at the balance sheet told a very different story.What was hidden in plain sight? Idle land bought… Continue reading
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Why SME IPOs Are Not Really for SMEs?
Every SME founder today is hearing the same advice:“List your company. Unlock value. Raise money.”Sounds attractive.Feels like progress. But pause and ask:Are you building a business… or preparing for the market? Because once you go for an SME IPO:-Your focus shifts from customers to compliance-From long-term decisions to quarterly optics-From building quietly to performing publicly… Continue reading
