Financial Planning
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Why SME IPOs Are Not Really for SMEs?
Every SME founder today is hearing the same advice:“List your company. Unlock value. Raise money.”Sounds attractive.Feels like progress. But pause and ask:Are you building a business… or preparing for the market? Because once you go for an SME IPO:-Your focus shifts from customers to compliance-From long-term decisions to quarterly optics-From building quietly to performing publicly… Continue reading
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Why Shouldn’t You Escape From Life Insurance?
Life is uncertain. Death is certain. There are family members dependent on you. Your death can make them vulnerable if they are not financially secure. You have still not achieved the level of savings required for a comfortable lifestyle after retirement. In these circumstances, Life insurance is the only investment that can rescue your family… Continue reading
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Do You Know Asset Allocation is the Key to a Successful Financial Planning?
We all know putting all eggs in one basket could be dangerous if the basket goes bust. Similarly, keeping all your savings and investments in one class of assets could be either risky or would not give a reasonable mix of return. There are several classes of assets available for an individual to park their savings. Some are… Continue reading
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Why Do You Need To Go To The Work Tomorrow?
Many people like to retire early and many do not like to retire till death. The single most important condition to retire at 40 is to have a desire to retire at 40. Many people who have enough to survive for a couple of generations are not retiring at 70. They keep working and work for… Continue reading
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What You Need to Ask Your Financial Planner?
“No one is dumb who is curious. The people who don’t ask questions remain clueless throughout their lives.” Neil deGrasse Tyson. Knowing the competency and independence of the professionals we work with is important. Usually, we go to doctors or chartered accountants referred to us by someone known to us. With the opening up of… Continue reading
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You Need to Know 4 Aspects of Personal Financial Planning
Among all the planning you do Financial Planning is perhaps the most important but mostly ignored planning exercise. Financial Planning requires you to consider planning about your life. It entails considering budgeting, savings, investments, taxes, insurance, retirements, and important life stage planning like children education, marriages, etc. It is an exhaustive process. But it is… Continue reading
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Why You Need to Make a Will?
A good Financial Planning also takes care of wealth distribution to the next generation. You invest in a life insurance policy to protect your family member after your death. You make a WILL to make their lives easy after your death. You also make a WILL to distribute wealth in a fair way. You make a WILL to… Continue reading
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