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SME IPO: Capital Comes. Consequences Follow.
The Herd Is Moving. That Doesn’t Mean You Should. I recently met an SME founder planning to raise capital for growth.The need was genuine. The ambition was clear. But the method was already decided.“Everyone is doing an SME IPO… so we should too.”That sentence is more dangerous than it sounds. There was no real evaluation.No… Continue reading
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Family Business Succession Planning – How to Sort An Emotional Challenge
The Successor Selection Trap: Why Your Heart and Head Are Fighting Three children. One business. Zero clarity.Mehta Uncle, 70, ₹80 crore business:Karan: 25 years in business, knows everything, loyal… but resists change, fears tech.Priya: IIM grad, sharp, strategic… but only 3 years in family business. “Will she stay?”Rohan: CA, modernizing operations… but impulsive. Elder brother… Continue reading
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Mahabharata & Ramayana: Two Wars, One Missing Document:
Mahabharata & Ramayana: Two Wars, One Missing Document: Two of India’s greatest epics began for one simple reason: families had power, wealth, emotions… but no governance. Think about it: In the Ramayana, a single, unchecked, undocumented, and emotionally interpreted verbal promise sent a prince to the forest and shattered a kingdom’s stability. In the Mahabharata,… Continue reading
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A Business Success Book Every Indian Entrepreneur Shouldn’t Miss
I am happy to announce that my third book is getting published during the pandemic. After publishing Balancing is the Work in Oct 2020, a significant book, Indian Women & Financial Fitness, was published on International Women’s Day 2021. & now Indian Startups, SMEs, & Financial Literacy. Financial Literacy is a very important literacy, but ironically is not given the… Continue reading
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My New Book – What Early Readers Say?
“If there’s a book that you want to read, but it hasn’t been written yet, then you must write it.” Toni Morrison Releasing my new book Balancing is the Work, To Live a Serene Life in the Extreme World, today on Amazon. At my 50th birthday dinner, my son (25) asked me what one piece of advice would… Continue reading
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Money Basics Middle Class Needs to Master for a Good Life
Upper classes are a nation’s past; the middle class is its future. Ayn Rand The irony is middle-class earners are busy earning money and aspiring to become rich. In the process, they just ignore the very process to enhance their financial wellbeing. We were not taught financial literacy in school. It takes a lot of work… Continue reading
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Why Is Gold Not The Safest Investment in Uncertain Times?
When it rains earth, mountain, lawns, and bridges all get wet. The value of shelter goes up. Similarly, in times of Warmongering and actual war, the performance of national economies, private companies are affected as the risk increases. The value of the unaffected metal Gold goes up. We live in fickle times. Things change overnight. A terrorist can attack… Continue reading
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How Can Financial Illiteracy Keeps You Slave Forever? Real Life Casestudy
“We were not taught financial literacy in school. It takes a lot of work and time to change your thinking and to become financially literate.” Robert Kiyosaki This is a classic case of how financially prudent decisions can change your life forever. Here is a family of 3, a couple and a young son just… Continue reading
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Why Shouldn’t You Escape From Life Insurance?
Life is uncertain. Death is certain. There are family members dependent on you. Your death can make them vulnerable if they are not financially secure. You have still not achieved the level of savings required for a comfortable lifestyle after retirement. In these circumstances, Life insurance is the only investment that can rescue your family… Continue reading
